baali cv

I am applying for a position related to the commercial roles ( finance, accounting, procurement, sales...etc) .

1994 – this day cpa bank ghardaia branch ghardaοa

credit analyst “ responsible of the obligations department “
- supervising the execution of the tasks related to the obligations department
- studying credit requests using credit risk analysis techniques including:
• assessment of corporate solvency,
• cash flow analysis,
• assessing the debt capacity of a company,
• evaluating business performance and risks.
- follow up permanently the obligations of the agencies.
- watch after the collection, renewal and updating the securities.
- credit and securities risk management.

1985 – 1990 algiers business school algiers

under graduate degree in finance and accountancy.

professional education

09/2001 – 11/2001 inter-banks society of education algiers

bank agency managers:
( cash, portfolio, international commerce, finacial and credit analisys, fiscality, commercial law , marketing, communication and management )

09/1993 – 10/1994 cpa bank algiers

operating executives
(cash, portfolio, international commerce, accountancy, finacial and credit analisys, fiscality and marketing )

Other seminairs :
- bank financial management and bank risk management.
- computing (word and excel)