Sales and Marketing Manager

To channelize full potentialities in oil & gas development field for the betterment of organization’s corporate goals with professional efficiency, hard working & honesty

TEAM LEADER at Khushhali Bank Karachi Branch
22/02/2006 to onward
Key Responsibilities
• Administrative and functional reporting to Area Sales Manager(ASM)
• Responsible for all Branch Operation and Administration and dual custodian of daily cash with Accounts Officer.
• Supervision of effective interaction with various client segments and product sales in compliance with bank’s policies and guidelines.
• Effect supervision initial situation analysis and proceed for formation of community groups(CG).
• Effect supervision of complete documentation of credit cases, CG formation process, individual borrowers record, joint CG loan processing and related terms, disbursement of cheques and regular/ periodical reviews of credit cases in line with social sector development practices adopted by bank ensuring stringent compliance and producing period reports for management’s review of performance and policy impacts.
• Effective and efficient member of sales team through proactive coordination, guidance and counseling, assist in bank’s operational efficiency and portfolio (asset/ liability) quality, identify and resolve processing related problem and ensure effective utilization of resources.
• Ensure credit quality and collection efficiency standards remain in compliance with policy.
• Identify and resolve client-servicing problem, conduct regular visits of CGs for monitoring its improvements, business potential, develop a close friendly relationship with community groups to ensure timely task accomplishment.
• Facilitate product development and be a source for proposition to management over new/ enhanced ancillary services, which would directly effect client cash flows.


CUSTOMER SERVICES OFFICER at Khushhali Bank Hyderabad.
Form 18/08/03 to 03/04/05

Major Responsibilities:
• Interaction with various client segments and product sales in compliance with bank’s policies and guidelines.
• Effect initial situation analysis and proceed for formation of community groups (CGs).
• Effect complete documentation of credit cases including CGs formation process, individual borrower’s records, disbursement of cheques and regular/ periodical reviews of credit cases.
• Ensure credit quality and collection efficiency standards remain in compliance with policy and
• Identify and resolve client-servicing problem to improve business potential.

2001-2002 Master of Business Administration
IBA, University of Sindh, Jamshoro (3.90 CGPA)

1998-2001 Bachelor of Business Administration
IBA, University of Sindh, Jamshoro (3.09 CGPA

• Proficiency in the use of MS Office (Word, Excel, Power Point)Internet & E-mail.
• Presentation & Report Writing Skills.
• Fluency in reading, writing and speaking English, Urdu and Sindhi.