Muhammad Iqbal (Senior Finance Officer)

Career oriented person looking for motivating career opportunity suitable to my educational and experience background.

Implement, administer and manage daily accounting and finance functions including the timely recording of transaction, cash management, banking, payroll, inventory, receivables and payables.Implement and administer Mercy Corps systems for internal control, compliance, and accounting date processing and financial reporting functions in accordance with donor regulations.Provide monthly standard accounting submission to Mercy Corps country office, including general ledger files account reconciliations, expenditures by cost centers / projects, as well as other financial information in a timely and accurate manner.Ensure compliance with Mercy Corps procurement policies and procedures for all good and services.Coordinate with internal and external auditors.Monthly cash flow statement/Bank reconciliation/Cash counting. Oversight of program and sector budgets, reporting, and purchasing. Worked as “District Accounts Officer" in National Rural Support Programme (NRSP) District Office Jhelum. Responsibilities as District Accounts Officer “Finance & Accounts/Credit”. Supervise all financial activities i.e vouchers, ledger, trail balance, income & expenses & balance sheet at Distt. level in computerized database. Supervise all credit activities of all Tehsils at Distt. level. Preparing monthly quarterly and annual reports of Micro credit and Finance of the assigned area. Accounting of expenses and Income of Distt. Jhelum.Trial Balance of every Tehsil office and Distt. Office. Payroll of the District Jhelum including all Tehsils. Preparation of Cash flow for monthly release of funds from Regional Office. Assessment of Micro credit needs of rural/Urban community on the basis of poverty profiles of rural/urban communities and their micro investment plans in collaboration with field staff.
Designing appraisal formats and other credit documents for Micro credit program.
Examining micro credit appraisals of intended borrowers. Sanctioning of loans & analysis of portfolio at risk. Analysis of recovery and disbursement trends of Micro Credit. Monitoring of micro credit disbursement and recovery data through MIS.Monitoring the utilization and impact assessment of micro credit.

Degree Name MA Economics
Level Attained Masters Degree from Jamshoro University Sind Pakistan
session 2002 - 2004
Majors Economics and Statistics
Degree Name Bachelor of Commerce (B.Com)
Level Attained Bachelors Degree (2-3 Years) from Govt. Commerce College Mansehra Pakistan session 1995 – 1997
Majors Accounting, Statistics, Economics, Business Communication, Income Tax Law and Cost Accounting
Degree Name Certificate in Teaching
Level Attained Certification from Allama Iqbal Open University Islamabad Pakistan session 1999 – 2000.
Majors Educational Psychology, Teaching of subject, School Organization and Management, English and its Teaching, Workshop and Teaching practice and Teaching of Strategies

Finance and Accounts Management: three day workshop organized by Institute of Rural Management (IRM) NRSP from 18-20 Feb 2005.
Violence against Women and Children: three day workshop organized by “ROZAN” from 14, Dec to 16, Dec 03.
Quality and Accountability in Humanitarian Assistance: two day workshop organized by RedR-IHE Humanitarian Accountability Partnership-International (Hap-I).
Financial Management: three day workshop organized by Rural Support Program Network (RSPN) from 18-20 Sep 2003.
Credit Appraisal & Recovery Technique: three day workshop organized by NRSP (IRM) Institute of Rural Management Islamabad Aug 20-22, 2002.
School Sanitation and Rights Based Approach to Programme: two day training workshop organized by UNICEF Lahore from 09 July 2002 to 10 July 2002 in Tehsil Murree, Distt. Rawalpindi.

Organized and attended many one day training Orientation Session on IPM (integrated pest Management) presented by ECI/NRSP (Eco-Conservation Initiative) at the NRSP, Field Unit Murree. Organized and managed many activist workshops at unit level.
• Attended three days training “Developing Communication and Presentation skills” organized by “SDPI” Islamabad from 16-18 January 2007.
Degree Name Advance Office Certificate in Computer Sciences
Level Attained Certification from Future Development Institute of Computer Science Murree Pakistan session 2002 - 2002
Majors Fundamental of Computer, Typing Master, MS DOS, MS Word 97, Inpage, MS Excel 97, Multimedia and Windows