credit anylist 4 years banking experece with forgien banks

To work in a dynamic and challenging environment where I can apply my Technical knowledge and skills to boost the performance of the organization.

WORK EXPERIENCE

Firm : Muslim Commercial Bank (LTD)
Department : Credit Initiation Unit
Present Status Regional Supervisor Credit Initiation Unit Cards (North) Pakistan
Experience : Experience of Launching Credit Card in MCB
Dec 2006 – To Date
Job Function (Essential duties & responsibilities)
 Overall supervision of cards initiation Northern Region of Pakistan( Islamabad,Rawalpindi,Peshwar)
 Responsible for implementing rules and regulation regarding processing of credit cards
 Conducting thorough investigations of fraud cases and communicating it to Fraud Management Risk Unit regularly.
 Pre screening of Applications.
 External Authentication through In-house/Harvester Services/ EQUIT EXCHANGE&TRUST.
 Authentication of Merchant Agreements /In-house V.A. unit.
 Investigation of the Fraud/Suspicious transactions through Telephones
 Preparation of all product related MIS.
 Team handling of all the Initiation officers (07 Officers).
 Devising policies and plans for the sales department so as to maintain quality of the product.
 To supervise day-to-day operation of a Consumer credit department
 To monitor the activities including application data entry, processing, verification, credit decisioning and follow up processing.
 •
-------------------------------------------------------------------------------------------
Firm : Standard Chartered Bank,
Department : Credit & Control
Status : Supervisor EAMU/ CIU/ ARO
Experience : July 2004 – Nov 2006
Job Function
• Physical verification for Autos/ Cards/ Personal Loans.
• Internal authentication for Autos/ Cards/ Personal Loans.
• Cross verification for Autos/ Cards/ Personal Loans.
• Team handling of all the verification officers (14 Officers).
•
• Preparation of all product related MIS.
…………………………………………………………………………………………………

Firm : Citibank N.A. Faisalabad
Department : Credit
Status : Verification Officer
Experience : Dec 2003 – July 2004
Job Function : Same as of above
……

EDUCATIONAL QUALIFICATION
Master of Business Administration (2006)
Punjab University Lahore
• Bachelors of Commerce (2003)
Shiblee College of commerce, Faisalabad
• Intermediate of Commerce (1999)
Government Municipal Degree College, Faisalabad
• Matriculation (1997)
Government Comprehensive Model High School, Faisalabad.

CERTIFICATIONS & TRAINING COURSES

• Oracle Certified Professional by Oracle Corporation.
• Diploma in computer Hardwere By TEVTA
• (Government College of Technology 1 Year (Fsd)
• Diploma in AUTO CAD 2D/3d (Three Months)
• Training of java Programming Language.
• Training of Data Entry Operators.
• MS word / Excel / E-mail.
• Systematic (Banking Soft Ware)

PERSONAL INFORMATION
Date of Birth 24-01-1981
Marital Status Married
Nationality Pakistani
Blood Group A+
Passport No
---------------------------------------------------------------------------------------------------------------------------
ACHIEVEMENTS

• Established and launched new department/ system in Credit & Control, Faisalabad.
• Established and built a team of 14 members and Credit department into 5 further sub departments.
• Received great appreciations from the higher management through mails for achieving monthly targets with innovative approach towards generating
new ideas.
 Certificate of Out standing Performance of Archiving the targets of Month of Feb. 2007

…………………………………………………………………………………………………

SKILLS

• Financial and accounting expertise.
• Working and instructional capabilities in office management packages.
• Working and instructional abilities as database administrator
…………………………………………………………………………………………………

HOBBIES

• In learning new Keen interest technologies and new operating systems.
• Web exploration.
• Reading computer magazines.
…………………………………………………………………………………………………