Financial Consultant , analyst

A challenging Financial Management position that will capitalize on acquired expertise and experience in corporate finance, risk and asset management.

Associate Consultant
Transaction Advisory Services, Corporate Finance Department
Al-Bazie & Co. RMS International, State of Kuwait
During the Period April, 2007 – Present
Duties –Responsibilities
Financial Due Diligence,
Business Valuations,
Private Placement Memorandums (PPMs),
Feasibility Studies,
Projected Financial Statements,
Forecasting and Financial Modeling
Financial Due Diligence
- Detailed review of financial information of the Client including records and
documentation for the agreed period,
- Data verification on sample basis to covering all major transactions,
- Examination of all important agreements,
- Circularization of balances of all major third party balances including legal
confirmation.
Business Valuations
- Analyzing industries and developing analyses regarding an industry's influence
on particular companies,
- Conducting comparable company analyses and industry research,
- Various other research-based and analytical tasks,
- Performing financial analysis of historical company information,
- Conduct normalization adjustments of financial statements,
- Performing discounted cash flow analysis;

Certified Stock Broker
Al-Aman for Securities Ltd., Jordan
During the period September 18, 2005 – April 1, 2007
Duties – Responsibilities
-Fair Dealing, (Treating the customers with high standards of honesty and integrity)
-Duty of Loyalty, (The responsibility to always place the interests of the customer first)
-Obligation of Disclosure (disclose all material information in connection with an
investment recommendation)
-Authorization for Trading, (The approval and authorization of the customer’s trade in
advance)
-Portfolio Management, (customer’s account management, analysis, recommendations)
Research Assistant (RA)
Yarmouk University, Jordan
During the period February 13 – June 7, 2005
Duties – Responsibilities
- Assisting Professors in collecting Data for research purposes
- Part time, preparing and presenting courses in finance
- Course coordinator
- Supervision and conducting exams and assessing students’ performance.
- Lab lessons and quizzes preparation.

Master in Banking & Finance M.A.
Yarmouk University, Jordan, spring 2007
Track: Thesis, " The Long-Run Performance of Initial Public Offerings: The Case of
Amman Stock Exchange during 1990-2006"
G.P.A. 85.2%
Significant Coursework: Risk Management, Investment, Feasibility Studies,
International Finance, and Portfolio Management.
Bachelors in Banking & Finance B.A.
Yarmouk University, Jordan, Summer 2004
Research Project” The Efficiency of Managing Cash Flows in the Jordanian
Industrial Corporations"
G.P.A. 84.5%, Excellent Rating
Dean's List, 4 of 8 Semesters

Brokers' Certification & Training Program, 120 Credit Hours
The subjects covered in the course are as the following:
- Review of the financial markets and capital markets,
- Brief description of Amman Stock Exchange,
- Market players, stock brokers, investors, companies,
- Details of bonds and stocks (Financial Securities),
- Initial public offerings - capital market,
- Listing requirements, and market regulations,
- Fundamental analysis (Company),
- Technical analysis (Stock Prices),
- Bond and stock price valuation,
- Stock trading via GL system (Trading program, used by ASE brokers),
- Trading directives,
- Disclosure directives,
Windows and Dos Operating systems, 30 Credit Hours

intending to prepare,
CVA (Certified Valuation Analyst), 35 Credit Hours
intending to prepare,
CFA (Certified Financial Analyst), level one

Jordan National Bank, Jordan
Knowledge in the branch operations (credit relationship)
During the period: August 14 – October 17, 2002
Duties and Responsibilities
- Customer relations and filling loan applications
- Analyzing financial trustworthiness, and preparing
Credit Acceptance Memo (CAM).
- Managing credit accounts.
- Continuous contact with customers.
- Early discovery of credit problems and providing solutions.
- Attracting new credit accounts following the directions in
order to expand the market share.
- Monitoring the performance of facilities during their life-cycle.
Skills - Computer Skills, (Windows Operating Systems)
- Expert in Excel spreadsheets that entails extensive use of (formulas, pivot tables,
macros, VLOOKUP, and much more)
- Type both in English and Arabic
- Programming using Visual Basic Language
- Statistical Analysis programs, (SPSS and Books)
- Skilled with design programs and internet environment
Languages - Bilingual
English, mother tongue, Plus TOFEL, score: 528.
Arabic, 2nd mother tongue


abuein44@yahoo.com (Personal)
Mobile (1) +965 6579404
Mobile (2) +965 6725673
Fax No. +965 4610556
Address: Salmiya – State of Kuwait