Manager

A position in the field of Credit Management, Marketing Management, Relationship Development with a career advancement in Oil & Gas organization.

1).June 2005 to date working as District Manager in House Building Finance Corporation Ltd (HBFCL)Pakistan - Governed by Federal Ministry of Commerce, Government of Pakistan.
Marketing & Managing Investment Policies related to House Construction, House Purchase and House Renovation Finance.
Controller of District Office activities regarding Disbursement, Collection and Recoveries.
Supervising loan proposals with recommendations for sanctioning of applied investments.
Controlling budgetary activities of District Office in terms of expenses and profit, yearly.
Head of HBFCL 03 sub offices working under District Office in terms of managing investment policies.
Liasion with overseas Pakistan Nationals in terms of bringing Investment for HBFCL.
Direct liaison with Reporting Office and Responsible in decision making in determining the credit worthiness of the customers.
2).March 2003 - March 2005 worked as Assistant Manager/Secretary in The Sialkot Chamber of Commerce & Industry, Pakistan.
Responsibility to work as Public Relation Officer and Direct liaison with more than 5000 members of the Chamber.
Handling trade related matters of members of the Chamber.
Supervising activities of bilateral trade with foreign customers.
Liaising with foreign diplomatic missions (in Pakistan), financial institutions as well as Government Institutions concerning matters related to trade.
Coordinating meetings of mutual business/trade cooperation with foreign business delegations visiting Chamber.
Supervisor of membership matters of the Chamber.
Advisor to Senior Vice President of the Chamber concerning issuance of business visa letters in r/o members towards various Foreign Embassies in Pakistan.
3).March 1999 – June 2001 worked as Assistant Underwriter (Life & Medical Department), Al-Buharia National Insurance Company – Sharjah, United Arab Emirates.
Assistant Underwriter for the life and Medical Department.
Organized life & Medical Policies concerning Insured person, Group Insurance.
Prepared endorsements for additions & deletions of group life, life, Group Medical Insurance.

Masters in Business Administration (MBA)
Field of Study – Marketing
College of Business Administration, Lahore – Pakistan.
Class of Feb 1993

• Graduation in Economics
University of the Punjab, Lahore – Pakistan.
Class of May 1990

1).CBI FAME XI, 2004 (August 30 – September 10, 2004) Rotterdam – Netherlands.
Certificate on the promotion of exports to EU markets for middle management staff of Business Support Organization.

2).CENTRE OF ISLAMIC BANKING AND ISLAMIC ECONOMICS (2-Day Workshop) Lahore – Pakistan.
Certificate of Islamic Banking and Islamic Finance.

3).THE INSTITUTE OF BANKERS PAKISTAN (August 2005 to September 2005) National Institute of Banking and Finance, Islamabad.
Certificate on Management Trainees’ Development Program.

Computer Skills:
• Microsoft Windows Operating System
• MS Office (Including MS Word, Power Point, Excel)
• Internet & Email literate.
Strengths:
• Outstanding communication, presentation and spoken skills both in English / Urdu.
• Strong ability of motivating.
• Dynamic team player.
• Sense of responsibility.
• Strong ability to achieve long-term goals.
• Creative and resourceful.
• Excellent command over written & spoken English.