12 years of working experience

Experienced Bank Manager with extensive background in Credit Operations and Direct/Indirect Lending. Consistent record of advancement and merit-based promotions. Seeking a position with an organization which values hard work and integrity

Abu Dhabi Commercial Bank. UAE May 2012 – Present
Officer Company Database Management System – Credit Policy & Analytics
Handling Companies Database Management System, Portfolio Analysis, Report Reviews and MIS to check the performance of Individual and Entities. Evaluate reports, financials and perform credit checks for the induction of companies in CDMS to offer retail facilities to their employees.

Silk Bank Ltd. PAK April 2011 – April 2012
Shop Manager Processing and Rejection Review – Personal Loans / Running Finance
Manage team of loan application processing & review rejected loan applications and provide resolutions in accordance with approved PDD and specified criteria set by banking policy to sanction credit lines.

Atlas Bank Ltd. PAK April 2008 – Sept 2010
Asst. Manager Credit Initiation Unit – SMEG
Evaluate loan applications and supporting documents appropriately in accordance with approved PDD and Banks Credit policy and ensure front-end credit checks are adhered to.

Standard Chartered Bank. PAK July 2003 – April 2008
Manager Credit Initiation Unit – Unsecured
Promoted as Manager in the Credit Initiation Department for recruited, hired and trained subordinates, analyzing credit information and attaining a department delinquency rate well below industry standards. Supervised staff of seven.

Almukhtar (Pvt.) Limited. May 2002 –June 2003
Officer Indenting, LC, Logistics & Web Master
Official representative of famous German based companies dealing in chemicals and adhesives named HENKEL, COGNIS and CLR. Provide indenting services to local dealers & consumers and maintain relationship with them to achieve business targets. Co-ordinate with local and foreign banks to monitor L/Cs. Liaise with advising/collecting banks regarding L/C confirmation.

Neural Arts (APTECH Worldwide) March 2001 – April 2002
Web Designer / Web Master
Developed and maintained the website www.jobshejobs.com including graphics, programming, layouts and logic implementation. Brows and gather information & required data through internet and online magazines and from different sources to designed required images and data collections.

Preston University USA, Karachi Campus. May 2000
Bachelors of Science in Computer Science (BS)
Majors: Computer Programming and Graphic.

University of Karachi December 2003
Bachelors of Commerce (B.Com)
Majors: Business Communication, Management and Statistics.

Amtel Institute of Information Technology. September 2001
Professional Programming Language (JAVA)
Majors: Java Programming, Java Server Pages & Servlets.

Father’s Name : Syed Azhar Ahmed Qadri
Religion : Islam
Date of Birth : May 19th 1980.
Passport Number : AZ4426001