Egypt Zones accountACCOUNT

Accountant


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Education: 5
Experience: 8 years
Relocation: Yes - Internationally

Industry Experience
8 years Analyst

Career Objective

I am very keen to become a qualified accountant. I am doing everything to accomplish that. I studied for Graduate diploma in Accounting for one year. This degree is equal to UK Bachelor’s degree (Honours).

Professional Experience

Raiffeisen Bank, Moscow, Russia

September 08 - Corporate Credit Analyst
Current
The analysis (in English) of financial and non-financial data to assess both the borrower’s expected financing requirements and their creditworthiness. Preparing financial forecasts or projections to identify the potential performance of the borrower in different scenarios in order to assist in making a risk assessment. Monitoring credit risks on a regular basis in order to identify potential problems, and instigate appropriate action to protect the borrower’s position.
CITIBANK (Citigroup in Russia), Moscow, Russia

November 05 Financial Analyst
September 07 Financial Control

Estimation of pre-payment amount for next quarter according to revenue share agreement; reconciliation of actual revenue with Manpower according to revenue share agreement; prepare the estimation of monthly accrual of expense; reversal of accruals for previous quarter, retrieving financial information from financial system; reconciling data between different systems; preparing templates for BASEL upload.

January 2004 - Open Joint-Stock Company “ALFA-BANK”, Moscow, Russia
November 2005 Corporate Customer Crediting Department.

Senior Loan Analyst
Employment duties: Holding negotiations with borrowers (companies); financial and household borrowers’ activity assessment carried out on the basis of financial statements; investment projects assessment; lease payments calculation; drawing up of loan and lease transactions; determination of market, mortgage cost of the goods handed over for security; participation in and document preparation for Bank Credit Committees; assessment of borrowers’ legal capacity.

September 2002 - Financial Corporation «UralSib», Moscow, Russia
January 2004
Senior Loan Analyst
Employment duties: Holding negotiations with borrowers (companies); financial and household borrowers’ activity assessment carried out on the basis of financial statements; investment projects assessment; lease payments calculation; drawing up of lease and loan transactions; determination of market, mortgage cost of the goods handed over for security; participation in and document preparation for Bank Credit Committees; assessment of borrowers’ legal capacity.

Eductation

09/2007 - University of Ulster, Jordanstown campus (U.K.)
08/2008 Graduate Diploma in Accounting (equals Bachelor’s degree (Honours)), full-time
Subjects studied: Financial Accounting, Management Accounting, UK Taxation, IFRS, Business Information Systems, Financial Management, Business and Contract Law, Audit and Internal Review, and Economy.

current - Association of Chartered Certified Accountants (ACCA),
passed 9 exams

1996-2000 Bashkir State University (Russia), Law School, Bachelor’s degree in “Civil law”, full-time.

1997-2002 All-Russian Finance and Economic Institute, Moscow, (Russia), Bachelor’s
degree of Economics with specialization in Finance, full-time.

Certification

9 exams passed out of 14 ACCA qualification

Additional Information

Excellent in Excel and Word.
Accounting software: SAGE, Antivirus software, Web browsers, e-mail clients.

Languages: English – fluent, Russian – native.

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