Banking & Finance management

I am Banking Professional with 10 years experience in various credit analysis, management and business development positions in the Industry.

July 2001 to 2009: Island Finance, Trinidad and Tobago Limited
(Subsidiary of Wells Fargo Bear Stern International)

Regional Manager, San Juan Branch

▪ Management of 15 professional banking staff, assets and infrastructure
▪ Ensuring compliance with local and international regulatory standards
▪ Development of growth strategies for mixed retail and commercial
lending portfolios ¡V In 5 years under my management the regional
division¡¦s lending portfolio grew from TT$0 to circa TT$100, 000, 000.
▪ Managing routine compliance audits and internal processes
▪ Approval of all loans and primary cheque signatory role
▪ Routine business development presentations to client base and
development of regional and national marketing strategy
▪ Implementation and management of aged debt and enforcement processes
for non-performing loans.

1995 to 2001 - Agricultural Development Bank of Trinidad and Tobago
Deputy Branch Manager/Marketing Officer in the Office of the CEO/ Loans Officer

Deputy Branch Manager:
„X Management of all loan officers
„X Monitoring the daily cash functions and managing administrative staff


„X Ensuring maintenance of customer service standards in accordance with Bank¡¦s Codes of Practice
„X Routine auditing and ensuring compliance with regulatory standards
„X Management and strategic development of development finance/project finance portfolio
„X Identifying new business opportunities, monitoring and growing client database through roll out of active business development processes
„X Credit analysis, recommendations and approvals of Agro processing loans over TT$1m.

„X University of the West Indies, Cave Hill Campus, Barbados

BSC Management Studies (Upper Second Class Honours/2.1).

„X Naparima Boy¡¦s College (1983-1990)

4 Cambridge Advanced Level Subjects
7Ordinary Level Subjects: Caribbean Examinations Council.

I am Banking Professional with 10 years experience in various credit analysis, management and business development positions in the Industry. Most recently, I was employed at a subsidiary of United States based Wells Fargo International where I gained invaluable expertise in international banking practices and principles.

I have reviewed the responsibilities detailed in relation to the position on offer and I believe that my professional experience to date is well suited to this role. I have attached my Curriculum Vitae which includes my contact details for your further consideration and I would be delighted to avail myself for an interview should you wish to progress matters.

Yours faithfully,

Sudesh Mannah.