I am a holder of bachelor of economics majoring in finance. i worked with banks and with the US EMBASSY DJIBUOTI at the finance department

my goal is to work for a multinational company and more particularly in the Finance Department.

1- I am now working with CAC INTERNATIONAL BANK as “CREDIT RISK MANAGER since beginning October (new).
My tasks are:
- Manage a portfolio of commercial/private banking relationships providing consultative advice and products & services to meet customer’s needs, enhance and expand banking relationship
- Analyse financial requirements of customer and match with the bank’s product offerings.
- Evaluate the net risk for each customer by ensuring accuracy & consistency of information (financial statements analysis).
- Ensure daily monitoring of the customer’s accounts and inform the General Manager in case of unusual operations.

2- Worked at the US Embassy Djibouti and more particularly at the Budget and Finance Department from May 2007 to September 2009.
My tasks are:

*As a Treasurer I am:
- I was personally accountable to the USDO (United States Disbursing Officer) with regard to all matters pertaining to the management of the United States Government Funds.
- Responsible of conducting an internal audit in order to make sure that the Government Funds are not misused.

*As Back-up to the voucher Examiner I am in charge of:
-maintaining all necessary official fiscal books of original entry for all funds
-preparing vouchers;
-researching and archiving;
-certifying vouchers for payment


3–Worked with “International Commercial Bank (Djibouti)” from June 2006 to May 2007 as Assistant Manager in charge of credit and foreign exchange.



4– Worked with « ICB GLOBAL MANAGEMENT”, which is located in Malaysia from December 2005 to June 2006. ICB GLOBAL MANAGEMENT is the headquarters of all ICB Banks around the world.
- I was the LIAISON OFFICER of « ICB GLOBAL MANAGEMENT » in Djibouti from January 2006 to July 2006 in charge of the setting up of ICB Djibouti.


LANGUES:
1- Arabic Good
2- Somali Very Good
3- English Very Good
4- French Very Good
5- Afar Very Good

I have a bechelor degree of Economics and i majored in finance