Finance major( credit risk experience)

Presently, I am investigating new opportunities in which to apply my experience with a well established company. In addition, I believe my contribution will be an added value to your establishment based on the requirements you are looking for.

Credit expert

Alfa Telecom, Risk Management Department, October 2011-Ongoing

-Review, analyses, & records all the receivable bills of the invoices settlement.
-Responsible for doing the balance sheet for each customer based on the Payment history.
-Follow up unbilled credit payment and checking if the requested amount was paid to manage by suspends the Post-paid lines (Residential/Business).
-Authorized to decide whether to upgrade (increase) or downgrade (decrease) the credit limit (consumption airtime) refers to company procedures and estimate the consumption of a customer to minimize any risky action.
-Modify the Credit Class to Very High Risk (with correspondent payment method) and open action “follow up Risky Customer”
-Ability to increase the credit airtime under this categories:
•If the customer pay a deposit in his account.
•If its payment method is regularly paid within 6 months (has a good history payment), but the credit limit will be removal if a client was old or brought a Direct Debit insured by a bank( paid their bills threw a Bank ).

Finance & Banking Beirut Arab University – Lebanon /Beirut