Supervisor Credit Officer (Relationship Executive-Corporate Finance)

Prepare Credit Proposals (Financial Statements Spreads, Financial Ratios Analysis, Risk Analysis, Market and Business Analysis, S.W.O.T Analysis) and analyzed annual credit reviews. Monitored banks' exposure to high-risk debts. Compile.

Banking Industry Experience

Supervisor Credit Officer (Relationship Executive-Corporate Finance)
Corporate Division, National Société Générale Bank (NSGB), Egypt December 2008 - Present

Prepare Credit Proposals (Financial Statements Spreads, Financial Ratios Analysis, Risk Analysis, Market and Business Analysis, S.W.O.T Analysis) and analyzed annual credit reviews. Monitored banks' exposure to high-risk debts. Compile and analyze Financial Statements, judge outstanding credit and requirements of customers and provide technical advice.
Establish and maintain a close relationship with customers in order to properly assess, understand & satisfy customer needs.
Develop new business from prospective customers through the utilization of all services of the bank and augment services in the ones already established. May assemble credit investigation and competitive reports required by credit studies. Keep knowledge of trend in the assigned industries and markets.
Assist on large accounts at the instructions of relationship manager, service and cooperate in other accounts in the absence of their assigned staff.

Teller
Cash Department, National Société Générale Bank (NSGB), Egypt Feb 2008 - December 2008

Provides efficient service to customers including cash deposits, cash withdrawals, and currency exchange transactions. Handles other services such as customer instructions on cheque collection, funds transfer, outstanding orders, stop payments, and account inquiries. Solve problems facing customers or assist the customer to the concerned person. Assist other tellers during peak load period. Sells additional banking services, develops opportunities, and guides customer to appropriate point of contacts in the branch.

Bachelor of Accounting
Faculty of Commerce, English Division, South Valley University (Qena), Egypt. May 2007
Major: Accounting, Overall Grade: Very Good with Honor & Percentage 80.33%

Principals of Corporate Finance
Egyptian Banking Institute (EBI) From the 4th to the 12th of June, 2011.

sMEs Course
National Société Générale Bank (NSGB) From Wednesday 16th June 2010 to Thursday 17th June 2010
Module“1”:Getting know SMEs Banking in NSGB: (presentation of NSGB University).
Module“2”:Introduction to Corporate credit (Credit Cycle-Procedures-Documentation).
Module“3”:Introduction to Financial Statement analysis.
Module“4”:Follow-up, Reports & Documentation.Financial Statement Analysis Training Program
Egyptian Banking Institute (EBI) From the 4th to the 6th of June, 2010.

Key Account Management
National Société Générale Bank (NSGB) provided by "Quest- Human Development & Change Agents" From Sunday 21st to Monday 22nd of March 2010.

Counter Party Risk Program
National Société Générale Bank (NSGB) From Tuesday August 11th to Thursday August 13th 2009.

Computer Skills
2007 ICDL (International Computer Driving Licence):- I.T., Windows, Word, Excel, Access, PowerPoint, IE6 and Outlook Express.

2005 Training courses (30 hours):- Windows – Word - Power Point – Excel – Net


Languages
Arabic: Mother Tongue.
English: Good (Written and Spoken).


Other Skills
Interpersonal Skills
Ability to learn, adaptable, creative, problem solving skills, self- motivated, take initiative for own-self development.
Can work under stress & work over load.
Able to work in a team.

Communication & Administrative Skills
Excellent in handling customers complains & problems
Ability to accept any changes and is flexible towards it
Willing to learn any new system very quickly
Good negotiating and persuading skills.