Credit Analyst

looking forward to work in oil & gas field

Credit Analyst, Real Estate & Secured Lending
Union National Bank – Abu Dhabi, UAE
(2000 – 2004)
(2011 – Present)
• Conduct spreading of company’s financial statements and industry analysis of corporate customers and analyze in a comprehensive write-up to assess the financial risks, additionally preparation of all kind of facilities’ proposals.
• Providing quality service to internal customers through undertaking risk assessment analysis of various proposals.
• Interact with other support Divisions, e.g. Credit, Operations, ITD, for service delivery and MIS requirements.
• Advising and recommending changes to policy and procedure and ensure that procedures comply with sector
standards, also developing models of credit information to predict patterns and trends using specialist software.
• Analyzing financial information, such as statements, management accounts and cash flow statements,
furthermore to analyze account position and highlight strengths/weaknesses in account conduct.
• Timely follow up with other support departments for problem solving and liaising with Relationship Managers for
decision making, as well to follow up on execution of customer’s transactions and all administration issues.
• Addressing issues related to quality financial analysis, moreover raising questions in depth for analysis of client’s
requirements, besides following up on exceptions report and regularization of the client’s accounts.

EDUCATION
Bachelor of Finance & Banking, Business Administration College
United Arab of Emirates University – Al Ain, UAE