Credit Analyst

To work in a challenging position that will allow me to use my talent, education and interpersonal skills for the growth and speedy development of the organization plus an opportunity for delivering professional excellence

1.First Gulf Bank – Credit Analyst – Corporate Banking

•Responsible for carrying out critical evaluation of Financial Statements/ Cash Flow Statements/ Feasibility Studies etc. through the application of well-developed investigative and analytical abilities.
•Evaluating and analyzing annual reports and audited financials.
•Entity-Rating on the basis of analysis of Non-Financial and Financial Ratios
•Recommending financial evaluation results and reporting to senior management on regular basis.
• Preparation of CAF (Credit Application Face) which includes details of the facilities and products availed to the customer.
•Obtain/ verify security documents from the customer via relationship officers.
•Check correctness of current approved limits and customer utilization
•Maintaining & updating data of all the clients

2.First Gulf Bank – Credit Analyst

Fraud Control
Approving or Rejecting the applications as per the policies of the bank.
Calculating the debt-burden ratio of the customers.

3.Ma Foi Management Consultants LLC. (HR COMPANY) - Assistant CRD (Client Relation and Delivery) Abu Dhabi

As an Assistant CRD responsible for all contract and permanent based positions for the clients associated in diversified sectors like Energy, BFSI, and Manufacturing & Retail.
1.Getting the requirements and skill set specifications from the Clients / Business.
2.Searching for the right blend and mix of resources using jobsites and references.
3.Maintaining and updating the skill set database of the candidates.
4.Screening the sourced profiles based on the current requirements.
5.Head Hunting.
6.Scheduling interviews.
7.Preliminary Interviews.
8.Complete onus of client relation and delivery within the timeline.
9.Handling Turnkey Assignment for the client GASCO (ad based assignment).
a.GASCO Campaign 2007 being conducted in India during the month of September 2007.
b.Coordinating various activities for GASCO Campaign in Chennai and Mumbai as per GASCO’s instructions.
c.Reporting to GASCO on the daily status.
10.Client servicing.
11.Hands on experience in managing clients and candidates.
12.Handling the day-to-day accounts of the office.
13.Overall office management.
14.General Administration works.

MASTER IN BUSINESS ADMINISTRATION