Percy CV

Highly motivated, innovative and result oriented professional with over seven years successful experience in the banking sector in Nigeria. Demonstrated track record in developing new business lines through customer acquisition.

AREAS OF EXPERTISE AND COMPETENCIES
• Relationship Management
• Asset Financing • Credit packaging and monitoring
• Loan Restructuring
WORK EXPERIENCE

 STANBIC IBTC BANK PLC January 2012-date
Personal Banker


Key Roles and Responsibilities
• Develop and manage banking relationships with Individual, corporate and SME customers.
• Design customer acquisition and financing strategies, including customer segmentation, and product solutions tailored to customer segments.
• Structure financing products in accordance with risk management strategies.
• Conduct credit appraisal, business and financial analysis for the purpose of providing lending to customers using appropriate financing structures.
• Identify and recommend improvement opportunities in terms of customer relationships through identification of customer needs and feedback from customers.
• Set-up and implement business advisory solutions such as business improvement and growth strategies to create value and enhance customer business performance.

Key Achievements
• Worked with my team to manage the branch’s budget, designed deposit collection and cash management processes to support the bank’s liability drive.
• Raised my branch Asset value by 20% working closely with approved Vehicle Dealers in booking Vehicle Financing deals running up to Hundreds of Millions within a year.

• Relationship Management of accounts Major Executive Heads of companies.
• Co-ordinate with cross functional teams in the bank and relevant bank subsidiaries in raising funds through Foreign Transfers and Global Business Financing.
• Liaise with product development teams to determine appropriate product and service solutions for my Clients.
• Provided deal origination and coverage as well as designing appropriate financing structure to cover short, medium and long term debts/loans to meet customer’s funding.

EDUCATION
 Auchi Polytechnic 2003
HND Mechanical Engineering

 Lagos State University In-View MBA

Professional Qualifications

1. Certified e-Business Professional (Customer Relationship Management Version 2)
Membership ID ECC963786. EC-Council series.

Courses Attended

• CompTIA Certified Project Management Professional
• Customer Relationship Management Training-EC-Council USA 2012
• Customer Service Training(My job, The Customer a twin)- Zenith Bank 2009
• Cisco Certified Network Associate- Ivory Solutions, Ikeja.